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Credit & Debt Opinion & Advice

A great new travel rewards card -- without an annual fee

Kiplinger | Jan 24, 2018 - 9:11 PM PST

COLUMN–PenFed Pathfinder Rewards American Express is a good new option of no-fee travel rewards cards.

Financial advice for millennials

Kiplinger | Dec 30, 2017 - 9:00 PM PST

COLUMN–How does a personal-finance magazine appeal to a new generation in need of a solid education in the fundamentals?

Hit hard by hurricane? Tapping your 401(k) may not be a great idea

Kiplinger | Oct 25, 2017 - 9:00 PM PDT

COLUMN–The IRS recently relaxed some rules related to hardship distributions from retirement accounts to make it easier and faster for hurricane victims to get money. However, hardship distributions come with costly strings attached.

Freeze your credit in 3 steps

Kiplinger | Oct 12, 2017 - 9:00 PM PDT

COLUMN–Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.

The Equifax data breach: What you should do

Kiplinger | Sep 7, 2017 - 9:00 PM PDT

COLUMN–One of the gatekeepers to your most sensitive personal information was hacked, bigtime. Here's how to protect yourself.

Your mobile phone could get hacked, too

Kiplinger | Sep 4, 2017 - 9:00 PM PDT

COLUMN–Crooks send texts that may trick you into allowing access to your phone's info.

How I thwarted I.D. thieves

Kiplinger | Jul 31, 2017 - 9:00 PM PDT

COLUMN–After they stole my name, I switched into high gear to prevent them from hijacking my sterling credit history.

Best places to check your credit reports and credit scores for free

Kiplinger | Jul 18, 2017 - 9:00 PM PDT

COLUMN–You can say goodbye to year-long waits and high fees to check your credit thanks to these trusted free resources.

Prepaid cards teen checking

Kiplinger | Jul 3, 2017 - 9:00 PM PDT

COLUMN–Some solid options to make sure your traveling teen isn't penniless.

Is credit card debt out of control?

Kiplinger | Sep 5, 2016 - 5:00 PM PDT

COLUMN–Balances are on the rise, but defaults are still low.

How I quickly resolved my case of identity theft

Kiplinger | Aug 24, 2016 - 5:00 PM PDT

COLUMN–It was one of my biggest fears. But once it ended up happening, it was actually manageable.

Take advantage of low interest rates now

Kiplinger | Aug 2, 2016 - 5:00 PM PDT

COLUMN–Before rates rise, consider refinancing your variable rate loans and taking opportunities to minimize the costs of transferring wealth to family.

Scam alerts: Beware unattended ATMs, down-payment fraud

Kiplinger | Jun 20, 2016 - 5:00 PM PDT

COLUMN–Fresh hustles and cons you need to avoid.

How to refinance your student debt

Kiplinger | Jun 15, 2016 - 5:00 PM PDT

COLUMN–Consolidating student loans can reduce paperwork and lower your monthly bill.

Best of the low-fee credit cards

Kiplinger | Jun 2, 2016 - 5:00 PM PDT

COLUMN–Trim interest and other charges on your credit cards with these options

How to dig out of debt

Kiplinger | Aug 11, 2009 - 9:00 PM PDT

COLUMN–I got a press release today with the headline "Consumer Debt Decreases in July," which seemed encouraging until I took a closer look at the numbers. Unfortunately, the decrease is pretty small and the average credit-card debt still is pretty large.